Loan amounts
The amount you need decides which kind of credit makes sense. Up to about $250, a cash advance app or an employer advance often costs a few dollars or nothing. From $300 to $1,000, a payday loan is available in many states at about $15 per $100, and a credit union payday alternative loan costs far less. Above $1,000, most states do not allow a single payday loan that large, so the realistic choices are installment loans and personal loans.
Each page below shows the cost at the typical fee, the states where a loan of that size is allowed, and the cheaper options for the same amount.
- $100 loanA $100 payday loan typically costs about $15 for two weeks (391% APR). See the price by state and cheaper ways to borrow $100.
- $200 loanA $200 payday loan typically costs about $30 for two weeks (391% APR). See the price by state and cheaper ways to borrow $200.
- $255 loanA $255 payday loan typically costs about $38.25 for two weeks (391% APR). See the price by state and cheaper ways to borrow $255.
- $300 loanA $300 payday loan typically costs about $45 for two weeks (391% APR). See the price by state and cheaper ways to borrow $300.
- $400 loanA $400 payday loan typically costs about $60 for two weeks (391% APR). See the price by state and cheaper ways to borrow $400.
- $500 loanA $500 payday loan typically costs about $75 for two weeks (391% APR). See the price by state and cheaper ways to borrow $500.
- $600 loanA $600 payday loan typically costs about $90 for two weeks (391% APR). See the price by state and cheaper ways to borrow $600.
- $1,000 loanA $1,000 payday loan typically costs about $150 for two weeks (391% APR). See the price by state and cheaper ways to borrow $1,000.
- $1,500 loanA $1,500 payday loan typically costs about $225 for two weeks (391% APR). See the price by state and cheaper ways to borrow $1,500.
- $2,000 loanA $2,000 payday loan typically costs about $300 for two weeks (391% APR). See the price by state and cheaper ways to borrow $2,000.
- $3,000 loanA $3,000 payday loan typically costs about $450 for two weeks (391% APR). See the price by state and cheaper ways to borrow $3,000.
- $5,000 loanA $5,000 payday loan typically costs about $750 for two weeks (391% APR). See the price by state and cheaper ways to borrow $5,000.